Platform incentive

Goldbridge Credits Program

Last updated: April 1, 2026

Overview

Goldbridge Credits are a discretionary platform incentive designed to reward eligible business customers for using Goldbridge. Credits are provided by Goldbridge pursuant to the Platform Agreement. If there is any conflict, the Platform Agreement controls.

Important: Credits are not interest, are not deposit account earnings, are not cash, and are not bank products or services. Credits may be redeemed only for eligible services and products made available through Goldbridge or designated partners.

How monthly credits are calculated

Each month, Goldbridge calculates your Average Eligible Platform Balance by combining the daily ending balances across your eligible Goldbridge business accounts associated with the same organization. If your organization is eligible, in good standing, and actively using the Goldbridge platform, Goldbridge will generally apply the following current standard monthly credits schedule:

Current standard monthly credits schedule

Average Eligible Platform BalanceTotal monthly credits at this tier
Under $100,0000
$100,000 to $499,99920,000
$500,000 to $999,999100,000
$1,000,000 to $1,999,999200,000
$2,000,000 to $4,999,999400,000
$5,000,000 to $9,999,9991,000,000
$10,000,000+Custom
For redemption purposes, Goldbridge currently applies 100 credits to offset $1 of eligible charges for approved services. Credits are not cumulative across tiers. Once your balance qualifies for a tier, you earn the single total shown for that tier for the month.

Additional details

Credits are awarded as part of Goldbridge's technology platform incentive program and are not calculated as a percentage of interest generated on any deposit account.

Goldbridge may consider additional factors when determining eligibility or monthly awards, including:

  • Account standing
  • Linked workflows
  • Feature usage
  • Transaction activity
  • Fraud or compliance review
  • Promotional terms
  • Misuse prevention
  • Custom commercial arrangements

Credits may be capped, prorated, withheld, modified, or discontinued at any time in accordance with the Platform Agreement.

Eligible uses and expiration

Credits may be redeemed only for eligible services and products made available through Goldbridge or designated partners. Eligible redemption options may include:

  • Software subscriptions
  • Payments tools
  • Compliance tools
  • Reporting products
  • Other approved services

Expiration

Unless otherwise stated at the time Credits are awarded, Credits expire at the end of each calendar year.

Redemption

Customers may redeem Credits for eligible services and products by submitting applicable invoice(s) to Goldbridge at credits@goldbridgebanking.com or through such other method as Goldbridge may make available on the Platform from time to time. Goldbridge may review and approve submitted invoice(s) in its discretion to confirm eligibility. Credits will be applied to the approved invoice amount. If an approved invoice amount exceeds the value of your available Credits, you authorize Goldbridge to debit the remaining balance from your Goldbridge Account or other payment method you have authorized for platform charges.

Program changes

Goldbridge may modify, suspend, or terminate the Credits Program at any time, including, but not limited to, changes to:

  • Monthly credits schedules
  • Eligibility criteria
  • Earning or accrual methods
  • Eligible redemption options
  • Expiration terms
  • Program caps or limitations

The current version of the Credits Program will always be posted on this page.

If you have any questions, please contact our team at support@goldbridgebanking.com.